If your job requires you to drive a vehicle on behalf of the company you work for, you'll have to take out a business vehicle insurance policy rather than just a standard policy that covers personal, social and commuting use.
You could spend weeks searching for the right auto insurance quote for your insurance needs, or, you could follow these tips from us on the easiest and quickest way to find value for money car insurance quotes. The internet has become a powerful tool for just about anything. It can be utilized for online browsing, shopping, sharing information, commenting and social media. The internet is also a useful way to search for, and find, the best auto insurance quote for your requirements at the click of a button.
Many auto insurance companies actively promote using their online services for finding and purchasing your insurance policy. They even give discounts to online customers.
Don't be tempted, however, to skip paying these premiums by purchasing a domestic-only insurance policy, as your insurer is unlikely to pay out if you claim for an accident that you sustained while performing your work duties.
Get the Right Business Coverage
Your car insurance provider will want to know some information when you apply for a quote, such as the nature of your work or business and how much you expect to use your work vehicle. They'll also want to know how much mileage you expect to do over the course of your policy period.
It may be hard to gauge, but ask your employer for an estimate so you can get the right level of coverage. Your insurer will also need to know if you're going to be transporting goods or other people in your work vehicle.
You might miss out on some additional levels of cover if you're not sure about insurance terms or jargon.
Comparison Websites
Commercial or business vehicle insurance policies will cover you for the same kind of incidents as other insurance policies like collisions, non-collision damage, bodily injury and property damage to name but a few. Here are some of the types of business auto insurance coverage:
-'Private and occasional business use' policies usually cover you or your partner if you only occasionally drive to work in a vehicle that isn't registered to the business you work for.
- 'Private and business use' policies are similar to above, but with an extra benefit: the vehicle can be registered to the business, and this type of coverage will cover any driver who uses the vehicle.
- 'Commercial travelling' policies will cover people who drive as a permanent part of their job and who drive very frequently.
Insurance Brokers
An insurance broker is a third party who is trained in all the legalities of insurance and whose aim is to try and get you the best deal possible on your car insurance. They often have contacts and networks of insurance affiliates they operate with and are very knowledgeable on all types of coverage and insurance policies that are available.
Due to higher premiums, auto insurance companies love dealing with business customers, so get on the phone and do some serious haggling to make sure you're getting the most affordable deal you can.
If you are self-employed, run a business, or spend your day driving around for the company you work for, it's crucial that you take out a full business vehicle insurance policy to ensure you, your equipment and your other passengers are covered in the event of an accident.
You could spend weeks searching for the right auto insurance quote for your insurance needs, or, you could follow these tips from us on the easiest and quickest way to find value for money car insurance quotes. The internet has become a powerful tool for just about anything. It can be utilized for online browsing, shopping, sharing information, commenting and social media. The internet is also a useful way to search for, and find, the best auto insurance quote for your requirements at the click of a button.
Many auto insurance companies actively promote using their online services for finding and purchasing your insurance policy. They even give discounts to online customers.
Don't be tempted, however, to skip paying these premiums by purchasing a domestic-only insurance policy, as your insurer is unlikely to pay out if you claim for an accident that you sustained while performing your work duties.
Get the Right Business Coverage
Your car insurance provider will want to know some information when you apply for a quote, such as the nature of your work or business and how much you expect to use your work vehicle. They'll also want to know how much mileage you expect to do over the course of your policy period.
It may be hard to gauge, but ask your employer for an estimate so you can get the right level of coverage. Your insurer will also need to know if you're going to be transporting goods or other people in your work vehicle.
You might miss out on some additional levels of cover if you're not sure about insurance terms or jargon.
Comparison Websites
Commercial or business vehicle insurance policies will cover you for the same kind of incidents as other insurance policies like collisions, non-collision damage, bodily injury and property damage to name but a few. Here are some of the types of business auto insurance coverage:
-'Private and occasional business use' policies usually cover you or your partner if you only occasionally drive to work in a vehicle that isn't registered to the business you work for.
- 'Private and business use' policies are similar to above, but with an extra benefit: the vehicle can be registered to the business, and this type of coverage will cover any driver who uses the vehicle.
- 'Commercial travelling' policies will cover people who drive as a permanent part of their job and who drive very frequently.
Insurance Brokers
An insurance broker is a third party who is trained in all the legalities of insurance and whose aim is to try and get you the best deal possible on your car insurance. They often have contacts and networks of insurance affiliates they operate with and are very knowledgeable on all types of coverage and insurance policies that are available.
Due to higher premiums, auto insurance companies love dealing with business customers, so get on the phone and do some serious haggling to make sure you're getting the most affordable deal you can.
If you are self-employed, run a business, or spend your day driving around for the company you work for, it's crucial that you take out a full business vehicle insurance policy to ensure you, your equipment and your other passengers are covered in the event of an accident.
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