Depending in the company that you choose to insure you, you can purchase liability only or full coverage short term insurance. If you are considering buying coverage for a large vehicle, such as a moving truck, the company might already offer coverage that can be purchased through the company. There are limitations to this coverage, however.
If the company you are renting from doesn't have a coverage option or just has a limited option, it is always best to go ahead and spend a little money on a full coverage short term policy. This will provide peace of mind and save you lots of money if you are involved in an accident. Full coverage will cover everyone and all vehicles involved in an accident.
Most rental companies offer a basic coverage option that only covers you when damage is caused to their vehicle by another vehicle or person. You are not covered for damage that you inflict to another person or vehicle. In order to be fully covered, you must purchase additional liability insurance.
Insurance companies offer coverage anywhere from one day to six months depending on the company that you choose.
Short term insurance coverage keeps drivers safe by making sure that they do not have to pay out of pocket for a vehicle that they do not own. For example, maybe you have a teenage driver coming home from college for the summer and they want to drive your car around while they are home. If they are not included on your policy, they do not have coverage for your vehicle and you will be responsible for payment and repairs in case of an accident.
If you choose to buy a separate short term policy, rather than adding them into your existing long term policy, any tickets or accidents that they cause will not affect your rates or discounts.
The best way to get the lowest rate on short term car insurance is to compare companies by shopping around. The internet is a great resource for comparison. There are even sites that allow you to compare multiple companies at once to find the best rate
Important factors to consider when comparing a policy are time the policy is valid, coverage amount offered and what the policy will pay if you file a claim.
No matter what you are using short term insurance for it can be cost effective and useful in keeping you and your finances safe.
If the company you are renting from doesn't have a coverage option or just has a limited option, it is always best to go ahead and spend a little money on a full coverage short term policy. This will provide peace of mind and save you lots of money if you are involved in an accident. Full coverage will cover everyone and all vehicles involved in an accident.
Most rental companies offer a basic coverage option that only covers you when damage is caused to their vehicle by another vehicle or person. You are not covered for damage that you inflict to another person or vehicle. In order to be fully covered, you must purchase additional liability insurance.
Insurance companies offer coverage anywhere from one day to six months depending on the company that you choose.
Short term insurance coverage keeps drivers safe by making sure that they do not have to pay out of pocket for a vehicle that they do not own. For example, maybe you have a teenage driver coming home from college for the summer and they want to drive your car around while they are home. If they are not included on your policy, they do not have coverage for your vehicle and you will be responsible for payment and repairs in case of an accident.
If you choose to buy a separate short term policy, rather than adding them into your existing long term policy, any tickets or accidents that they cause will not affect your rates or discounts.
The best way to get the lowest rate on short term car insurance is to compare companies by shopping around. The internet is a great resource for comparison. There are even sites that allow you to compare multiple companies at once to find the best rate
Important factors to consider when comparing a policy are time the policy is valid, coverage amount offered and what the policy will pay if you file a claim.
No matter what you are using short term insurance for it can be cost effective and useful in keeping you and your finances safe.
About the Author:
If you need short term car insurance, Al Boenker Insurance can help you get the right policy to fit your needs at a affordable price. We compare more than 127 different companies to get you the lowest rate available to you. Al Boenker is a leading provider of auto insurance in Texas with over 40 years selling car insurance in Fort Worth. Start saving today!
PLEASE HELP US SHARE THIS ARTICLE
About the Author
0Awesome Comments!