It's true that an earthquake could not be prevented from happening, but it is always good to be ready in the event that this disaster strikes. With enough preparation, all members of the household will not be caught unaware and they precisely know what to be done if any calamity, especially quake, will take place.
Most people do not often think about how well-prepared they are for an emergency, but it really is something that you should consider for your family's safety as well as your own. Being prepared for an emergency brings peace of mind, even if you never have to use your emergency preparedness supplies or skills.
You can start with a kit containing toiletries, utensils, water, food, matches, and other necessary items that you can easily carry in case of emergency. Make sure that common medicines are included. It is advisable that the kit would contain stuff that you really need that would last for at least 3 days. In times of emergencies it is helpful if you have with you those items that give more comfort like blankets, flashlights, clothes, and gloves to name a few. Fresh water, food, and stuff to keep you warm are the basics that you need to consider if you are arranging kits for emergency as these are vital for survival.
Make an assessment of what you need and ensure that the kit for emergency has all the things that you need to survive for 72 hours (3 days) without other supplies to be added. You need to study how a natural calamity could disturb your necessities; items for medical purposes during an emergency should not be forgotten. Don't forget to include copies of important family documents like identification and insurance policies.
Storing these items in a waterproof and durable container is very important and it is also strongly advised that you place it in a conspicuous area so it could be reached easily when needed.
Earthquake Insurance
Damages or losses are expected to be incurred when tremors are being experienced and these are to be covered by earthquake insurance. It does not cover loss or damage caused by landslides, snowslides or other forms of earth movement. The same rules are also applied for those losses incurred due to big waves or tsunamis, in spite of the reality that these happenings are because of the earthquake.
If you own a house, your earthquake insurance will typically cover loss or damage to your building and your personal property. It will also cover any additional living expenses you incur if you're unable to live in your home while it's being repaired.
If you are an owner of a condo unit, the structure has to be insured by the condominium company. But to cover your personal property and additional living expense, your individual condo policy must include earthquake insurance. Assessments that were made against you due to a deficit in the company insurance of your condo may also be covered.
Normally, home insurance policies that are out-dated do not cover damage or loss that resulted from earthquakes; there's a need for you to inform the company about your intention to include earthquake insurance in your policy. It is also worthy to remember that earthquake insurance usually has limitations of deductible and coverage.
Most people do not often think about how well-prepared they are for an emergency, but it really is something that you should consider for your family's safety as well as your own. Being prepared for an emergency brings peace of mind, even if you never have to use your emergency preparedness supplies or skills.
You can start with a kit containing toiletries, utensils, water, food, matches, and other necessary items that you can easily carry in case of emergency. Make sure that common medicines are included. It is advisable that the kit would contain stuff that you really need that would last for at least 3 days. In times of emergencies it is helpful if you have with you those items that give more comfort like blankets, flashlights, clothes, and gloves to name a few. Fresh water, food, and stuff to keep you warm are the basics that you need to consider if you are arranging kits for emergency as these are vital for survival.
Make an assessment of what you need and ensure that the kit for emergency has all the things that you need to survive for 72 hours (3 days) without other supplies to be added. You need to study how a natural calamity could disturb your necessities; items for medical purposes during an emergency should not be forgotten. Don't forget to include copies of important family documents like identification and insurance policies.
Storing these items in a waterproof and durable container is very important and it is also strongly advised that you place it in a conspicuous area so it could be reached easily when needed.
Earthquake Insurance
Damages or losses are expected to be incurred when tremors are being experienced and these are to be covered by earthquake insurance. It does not cover loss or damage caused by landslides, snowslides or other forms of earth movement. The same rules are also applied for those losses incurred due to big waves or tsunamis, in spite of the reality that these happenings are because of the earthquake.
If you own a house, your earthquake insurance will typically cover loss or damage to your building and your personal property. It will also cover any additional living expenses you incur if you're unable to live in your home while it's being repaired.
If you are an owner of a condo unit, the structure has to be insured by the condominium company. But to cover your personal property and additional living expense, your individual condo policy must include earthquake insurance. Assessments that were made against you due to a deficit in the company insurance of your condo may also be covered.
Normally, home insurance policies that are out-dated do not cover damage or loss that resulted from earthquakes; there's a need for you to inform the company about your intention to include earthquake insurance in your policy. It is also worthy to remember that earthquake insurance usually has limitations of deductible and coverage.
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