When you or someone you love gets injured as the result of another person's negligence, it seems fair that the person who caused the injury should compensate you for your injury. Most people believe that the majority of insurance companies that insure their defendant drivers will do the fair and just thing, and offer the injured victim a fair settlement. The reality, however, is that most insurance companies and their defendants refuse to take responsibility for their actions. In fact, its most common these days for the insurance companies to blame the victims for their own injuries.
Insurance companies profit exclusively from paying as little as possible to injury victims. Insurance companies and the defense attorneys they hire know the law and have almost unlimited assets to fight claims even if they are perfectly legitimate. Those companies know that most everyday Americans and unrepresented injury victims are not knowledgeable about the full extents of their legal remedy and redress available to them.
Hiring an experienced personal injury lawyer will give you access to the advice you need to learn your legal rights. Hiring a reputable personal injury law firm helps you build your case, especially when hired at the beginning of the accident process. Experienced personal injury attorneys are especially skilled in negotiating your case with the insurance company, and, if necessary, will take your case to a jury trial. While non-lawyers are capable of negotiating with the insurance company themselves, doing so without legal experience puts them at a distinct disadvantage with the insurance company.
All insurance companies have the same objective -- to pay the smallest amount possible for valid, claims. They will do anything possible to sway the balance in their direction during settlement negotiations. They routinely take advantage of their greater knowledge of the law over non-lawyers and use it to accomplish the lowest possible settlement.
Experienced personal injury lawyers are invaluable in handling all types of insurance companies. They take into consideration all types of insurance available to clients, including their own insurance.
Most people do not understand that they may have under insured motorist coverage (UIM). UIM is often thought of as "gap" coverage for the amount of what the other driver has in insurance limits and for what you have for insurance limits. For example, if you purchase $100,000.00 in under insured motorist coverage and the defendant driver only has $25,000.00 in liability coverage your policy would pay up to an extra $75,000.00 in coverage for your injuries. That may not always the case. You have to read your policy carefully to know precisely what you have and exactly how much coverage you actually have available.
During negotiations insurance companies routinely attempt to elicit statements through ambiguous questioning in an attempt to damage your position should you ultimately decide to sue. Experienced personal injury lawyers will guide you through the process and protect your rights.
Personal injury attorneys) are in the best position to obtain a favorable settlement on your behalf. Most often a client's settlement or judgment obtained with representation significantly exceeds what could have obtained on their own, even after attorney fees are deducted.
Insurance companies profit exclusively from paying as little as possible to injury victims. Insurance companies and the defense attorneys they hire know the law and have almost unlimited assets to fight claims even if they are perfectly legitimate. Those companies know that most everyday Americans and unrepresented injury victims are not knowledgeable about the full extents of their legal remedy and redress available to them.
Hiring an experienced personal injury lawyer will give you access to the advice you need to learn your legal rights. Hiring a reputable personal injury law firm helps you build your case, especially when hired at the beginning of the accident process. Experienced personal injury attorneys are especially skilled in negotiating your case with the insurance company, and, if necessary, will take your case to a jury trial. While non-lawyers are capable of negotiating with the insurance company themselves, doing so without legal experience puts them at a distinct disadvantage with the insurance company.
All insurance companies have the same objective -- to pay the smallest amount possible for valid, claims. They will do anything possible to sway the balance in their direction during settlement negotiations. They routinely take advantage of their greater knowledge of the law over non-lawyers and use it to accomplish the lowest possible settlement.
Experienced personal injury lawyers are invaluable in handling all types of insurance companies. They take into consideration all types of insurance available to clients, including their own insurance.
Most people do not understand that they may have under insured motorist coverage (UIM). UIM is often thought of as "gap" coverage for the amount of what the other driver has in insurance limits and for what you have for insurance limits. For example, if you purchase $100,000.00 in under insured motorist coverage and the defendant driver only has $25,000.00 in liability coverage your policy would pay up to an extra $75,000.00 in coverage for your injuries. That may not always the case. You have to read your policy carefully to know precisely what you have and exactly how much coverage you actually have available.
During negotiations insurance companies routinely attempt to elicit statements through ambiguous questioning in an attempt to damage your position should you ultimately decide to sue. Experienced personal injury lawyers will guide you through the process and protect your rights.
Personal injury attorneys) are in the best position to obtain a favorable settlement on your behalf. Most often a client's settlement or judgment obtained with representation significantly exceeds what could have obtained on their own, even after attorney fees are deducted.
About the Author:
David L. McCollum is a Kansas City personal injury attorney with the law firm of McCollum & Griggs, LLC in Kansas City, MO. McCollum & Grigg's practice areas include catastrophic injuries, wrongful death, vehicle accidents, bar & restaurant liability, insurance litigation and drunk driving accidents.
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