Looking For Less Expensive DUI Auto Insurance

By Agnes Franco


People receiving DWI tickets in California have their driving documents taken away when the citations are given. In unexceptional circumstances, they get temporary permits allowing them to be on the road. Drivers then have a month to fight the issuance. Those who fail in their attempts must get DUI auto insurance.

A person whose citation is upheld must maintain appropriate coverage in order to be on the highway. Their policies will not be cheap. Additionally, these people must validate their responsibility by purchasing additional coverage. A number of drivers choose not to take on this financial burden.

People choosing not to follow these legal mandates may find themselves faced with increased problems. Individuals who cannot prove they have fulfilled the requirements can get more citations. In the worst cases, drivers may have their rights to drive revoked, their cars taken from them and risk jail sentences. Therefore, it is imperative that they seek DUI auto insurance.

Once the offense is official, drivers should call the companies covering their vehicles and discuss their situations. The agency will scrutinize all of the circumstances before rendering a verdict. It will have a look at how the person has driven in the past and the experience level of the driver. Once these factors have been examined, the individual will either receive a policy or not.

The price of an SR 22 ranges from the low to the high hundreds. Insurers look at the policy being written, how long the individual has been driving and previous offenses to determine the premium. The nature of the current offense is also taken into account. Drivers will also see increases in their standard monthly payments.

California drivers with DWI convictions must purchase an SR 22. Although this additional policy will be expensive, doing without it is irresponsible and unwise. Those who are upfront with their insurers will find that affordable DUI auto insurance is available.




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